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Credit Derivatives

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Access (credit card) - Access was a credit card introduced in 1972 in the UK by four major banks, NatWest, Midland, Lloyds Bank & The Royal Bank of Scotland as a rival to the established Barclaycard. It was also issued in the Republic of Ireland, by banks including Ulster Bank, a NatWest subsidiary, and Bank of Ireland, a public limited company unconnected to the founder banks.

VISA (credit card) - Visa is a brand of credit card and debit card operated by the Visa International Service Association of San Francisco, California, USA, an economic joint venture of 21,000 financial institutions that issue and market Visa products. The Visa card was launched in 1976 and the card was derived from the earlier BankAmericard issued by Bank of America.

Bank Identification Number - A Bank Identification Number (BIN) is the first six digits of a credit card, debit card, charge card, etc. These digits identify which network the card belongs to as well as which bank issued it.

Credit limit - The maximum amount of credit that a bank or other lender will extend to a customer, or the maximum that a credit card company will allow a card holder to borrow on a single card.

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