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Credit card debt - Credit card debt is an example of unsecured consumer debt. It results when a customer of a credit card company does not pay the company for the money he or she has spent.
Payday loan - A payday loan or cash advance is a small, short-term loan (typically up to $500) without a credit check that is intended to bridge the borrower's cashflow gap between pay days. Note, however, that the term cash advance can also mean cash provided against a prearranged line of credit such as a credit card.
Telephone card - A telephone card, or [phone card] for short, is a small card, usually resembling a credit card, used to pay for telephone services. The exact system for payment, and the way in which the card is used to place a phone call, depend on the overall telecommunication system.
Payphone - A payphone or pay phone is a public telephone, with payment by inserting money (usually coins) or a debit card (a special telephone card or a multi-purpose card) or credit card before a call is made. Some telephone companies have termed them, and tried (unsuccessfully) to get the public to identify them as "coin phones", because the term "pay phone" may imply that other phones are free.
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